How Withdrawals Work on Kobble

We’ve built Kobble to be transparent and fair. When you complete tasks and earn money on Kobble, you deserve a clear understanding of how that money reaches your bank account. Here is exactly how withdrawals work on Kobble.

Requirements to Withdraw

Before you can initiate a withdrawal, you must meet the following requirements:

• Verified Bank Details: You must have valid bank details added to your account via the Settings page.
• Identity Verification: To comply with financial regulations and anti-fraud policies, your Identity Verification (KYC) status must be approved.
• Minimum Balance: The minimum withdrawal amount on Kobble is ₦5,000.

Platform Fees

Kobble charges a 20% platform fee on the gross amount requested for withdrawal. This fee goes towards maintaining the platform, processing transactions, and providing you with a seamless earning experience.

When you request a withdrawal, you enter the gross amount. The 20% fee is deducted, and you receive the remaining 80% (the net amount) directly into your bank account.

Payout Timelines & Instant Dispatch

We know how important it is to get paid quickly. Kobble features an automated "Instant Payout" system for the vast majority of withdrawals, but it is bound by important security guardrails:

Instant Payouts

If your requested gross withdrawal amount is ₦50,000 or less, your payout is automatically and instantly dispatched to your bank account using our payment provider (Flutterwave). Your funds should reflect in your bank account almost immediately.

Manual Review Queue

To keep the platform secure, certain withdrawals bypass instant dispatch and are queued for manual review by the Kobble administrative team. A withdrawal will be queued if:

• The requested gross amount is over ₦50,000. Keeping human eyes on large payouts ensures financial safety for everyone.
• You updated your bank details within the last 48 hours. This is a critical security measure to prevent "account-takeover drains"—if an unauthorized person gains access to your account and changes the bank details, the 48-hour hold ensures they cannot instantly drain your hard-earned funds.

What Happens if a Payout Fails?

Sometimes bank networks fail or the payment provider encounters an error. If a bank transfer is rejected or reversed, the Kobble system automatically catches it. The held funds are safely and fully refunded to your Kobble wallet balance, and you will be notified so you can try again later or contact support.

We hope this provides clarity on how your earnings move from Kobble to your pocket. If you have any questions, our support team is always here to help!